After 7 months of #plainTextAccounting, insights are starting to flow. Honestly I have no idea how I'd have tracked all this without a) paying a ridiculous amount of $ every month, b) locking myself into an app that doesn't do what I need it to, and c) makes it hard to move somewhere else!
Admittedly the hardest thing about PTA wasn't learning how to use the command line. It was learning the principles of accounting, and how to apply them to my situation.
FYI I'm using hledger, but could switch to Ledger or Beancount any time I felt like it. That's the power of plain text accounting! You enter the data once (or import it, if you're soft, haha), then the world is your oyster.
Can't thank @johnnydecimal enough for setting me on this journey when I couldn't even find the door.